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Investors Travel, Accident and Dismemberment
Plan
Underwritten by Manhattan Life
Insurance
2727 Allen Parkway
Houston, Texas 77019-2115
Pricing
This program offers units
of coverage through Individual and Family plans at the following prices:
Type
Unit 1
Unit 2 Unit
3
|
Individual |
$12.00 per Six Months
or an extra
$2 per payment! |
$24.00 per Six Months
or an extra
$4 per payment! |
$36.00 per Six Months
or an extra
$6 per payment! |
|
Family |
$18.00 per Six Months
or an extra
$6 per payment! |
$36.00 per Six Months
or an extra
$6 per payment! |
$54.00 per Six Months
or an extra
$12 per payment! |
** Important Note: A Maximum of 8 units can be
purchased
Customer Benefits
Affordable, Same Day
Coverage with No Health Questions…Guaranteed Issue! Benefits are the same for
both Individual and Family Plans and are outlined below:
Coverage Amounts Per Unit
(Maximum of 8 Units of Coverage)
|
Death, Dismemberment & Loss of Sight
( 50% benefit 1
hand, foot, or eye) |
$1,000 |
|
Daily Hospital Indemnity
(Maximum
5 days)
|
$50 |
|
Medical Expense |
$200 |
|
Ambulance Expense |
$50 |
|
Daily Income for Loss of Time
(Maxuim
6 Days)
|
$3 |
Benefits payable for Automobile Accident Only
Agent Benefits
Ø
Agent Retains Commission
Ø
Auto Insurance Financed Product
Ø
Earn 40% Commission
with NO charge-backs!
Ø
Employee Bonus Opportunity
Ø
No Life and Health License
Required
Want to See A Typical, Real Life
Scenario on a Policy Level?
Ø
Policy Type – Family
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Price Per Unit - $18
per Unit
Ø
Term - Six Month
Ø
$90 added to your customer’s auto premium, equals $15
extra per installment on a 6 month policy! Commission earned…Over
$40 with NO Chargebacks!
Coverage
Coverage
Benefit
(per unit)
# of Units (New)
Premium
|
Death, Dismemberment & Loss of Sight
|
$1,000
Per Unit |
5 |
$5,000 |
$90
($18 x 5 = $90) |
|
Daily Hospital Indemnity |
$50
Per Unit |
5 |
$250 |
Incl |
|
Medical Expense |
$200 Per Unit |
5 |
$1000 |
Incl |
|
Ambulance Expense |
$50
Per Unit |
5 |
$250 |
Incl |
|
Daily Income for Loss of Time ( 6 Days)
|
$30
Per Unit |
5 |
$150 |
Incl |
How Much Additional Commission Can an
Agency Really Earn?
See the “Real Life” example below!
John Doe Insurance Agency Profile
|
Number of Auto Apps Written
Monthly |
40 |
|
Average Auto App Premium (6
mos) |
$400 |
|
Number of Premium Finance
Contracts |
30 |
|
Number of PF Policies w/
Accident |
20 |
|
Average Commission Earned
on J-Value |
40% |
|
Average Premium For J-Value
Policy |
$36 |
|
Average Commission Earned
on Auto Premium |
10% |
|
Commissions Earned on Auto Policies |
$1,600 |
|
Additional
Commissions Earned Monthly on J-Value Policies |
$280
Almost 30% More Commission |
Try the Investor Travel Plan Today!
The “How To” Guide to Selling the
Investors Travel Accidental Death and
Dismemberment Plan
Option One
Quote all of your
customers in Quote Control with this coverage already included!
Follow these easy steps to increase your auto insurance
commission revenue’s by 30% or more!
Step 1
 | Go to Agency Setup in Jenesis under
Utilities, Setup and then Agency Setup |
| Click on Defaults and go to Any
Accident tab to select coverage default amount. We recommend that an
agent offer units having a minimum premium of $11 (middle option). |
| Check box that reads Add to Quotes |
Step 2
| When quoting customer in Quote Control, you will note
that the AD&D box is checked and the Quote has been calculated with the
Any Accident coverage included |
| After offering the rate to the customer, ask the
customer how the rate compares to any other quotes that they’ve already
secured. If it is competitive and the prospective customer wants the policy,
YOU JUST EARNED 40% COMMISSION ON THE ANY ACCIDENT COMMISSION…GUARANTEED! |
| If the customer states that the rate you offered is
higher, let them know that you have included in your quote some unique
Accidental Benefits that most agencies don’t provide. You may either up sell
the client on the value of this coverage for a few dollars more each month or
revise the quote by removing the coverages all together. |
| To remove coverage, simply click on the box beside the
Any Accident coverage in Quote Control. |
Option Two
Offer Any Accident to
your customers when they are ready to take out the policy.
Step 1
| Quote customer automobile premium rate |
| Once customer has agreed to premium being charged, ask
customer if they currently have Health, Life or Disability Insurance? If not,
let them know that you offer a special Any Accident coverage that provides a
benefit in the event they are involved in an “Accident” of any kind, anywhere! |
| Click on premium in Quote Control to determine Any
Accident premium amount and let them know that for a few extra dollars
each month, they can purchase this additional protection |
Example
Auto
Premium: $450
Down Payment: $90
4 Payments: $72 each
Any Acc Prem: $47
Commission : $21 (Guaranteed with No
Chargebacks)
(Includes
$2500 Death Benefit, $5000 Dismemberment Benefit, $625/mo Disability Benefit,
$250/mo Hospital Benefit)
For Just Under $8 extra per month, Your Customer
Receives Great Coverage and you earn $20…Guaranteed!
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