Add On Products

The “How To” Guide to Selling the
Investors Any Accident
Plan

Option One

Quote all of your customers in Quote Control with this coverage already included!

Follow these easy steps to increase your auto insurance commission revenue’s by 30% or more!

Step 1

Go to Agency Setup in Jenesis under Utilities, Setup and then Agency Setup

	Click on *Defaults* and go to Any Accident tab to select coverage default amount. We recommend that an agent offer units having a minimum premium of $11 (middle option).
	Check box that reads *Add to Quotes*

Step 2

	When quoting customer in Quote Control, you will note that the *Any Accident* box is checked and the Quote has been calculated with the *Any Accident* coverage included
	After offering the rate to the customer, ask the customer how the rate compares to any other quotes that they’ve already secured. If it is competitive and the prospective customer wants the policy, YOU JUST EARNED 40% COMMISSION ON THE ANY ACCIDENT COMMISSION…GUARANTEED!
	If the customer states that the rate you offered is higher, let them know that you have included in your quote some unique Accidental Benefits that most agencies don’t provide. You may either up sell the client on the value of this coverage for a few dollars more each month or revise the quote by removing the coverages all together.
	To remove coverage, simply click on the box beside the *Any Accident* coverage in Quote Control.

Option Two

Offer Any Accident to your customers when they are ready to take out the policy.

Step 1

	Quote customer automobile premium rate
	Once customer has agreed to premium being charged, ask customer if they currently have Health, Life or Disability Insurance? If not, let them know that you offer a special *Any Accident* coverage that provides a benefit in the event they are involved in an “Accident” of any kind, anywhere!
	Check Quote Control to determine *Any Accident* premium amount and let them know that for a few extra dollars each month, they can purchase this additional protection

Example

Auto Premium: $450

Down Payment: $90

4 Payments: $72 each

Any Acc Prem: $47

Commission : $21 (Guaranteed with No Chargebacks)

(Includes $2500 Death Benefit, $5000 Dismemberment Benefit, $625/mo Disability Benefit, $250/mo Hospital Benefit)

For Just Under $8 extra per month, Your Customer Receives Great Coverage and you earn $20…Guaranteed!

Option Three

Offer Any Accident with commercial, homeowners or as a stand alone product.

Step 1

· After writing Homeowners or Commercial Insurance, ask customer if they have life or health insurance

· Ask your customer if they would be interested in a product with $20,000 accident life & $1,000 disability

Step 2

· Click add client tab if not selling with automobile policy or to add a spouse. On next screen click life & health

· Click add new policy and a new screen will appear

· You can click on accident coverage to change the screen to determine units and price. If premium appears too high based on the response from the customer, reduce units offered and re-quote.

· Click General tab again and it takes you back to screen with quote

Remember…

· NO HEALTH QUESTIONS and GUARANTEED ISSUE!

· GREAT FOR CUSTOMERS WHO ARE SELF EMPLOYED OR WHO MIGHT HAVE HEALTH CONDITIONS THAT MAKE THEM DIFFICULT TO INSURE

Imagine being able to give your self employed customer a product with $1,000 a month disability and $20,000 accidental life for as little as $144 for 6 months.

Someone will sell supplemental to your customers……why shouldn’t it be you!